Definition: The term "teenage car insurance" refers to policies that are offered by vehicle insurers to drivers in their early 20s, such as high school or college students. This type of insurance typically covers a driver's liability for injuries sustained while driving on a teenager's vehicle and is designed to help protect the insurer from potential liability issues caused by teenage drivers. The coverage can include things like medical expenses related to an accident, property damage in the event of an accident, and third-party bodily injury claims. The definition of "teenage" in this context generally refers to drivers under 21 years old, as most states require that young people obtain a driver's license before they turn 21. Teenage drivers are often referred to as "youngbloods" or "bottles of gasoline" due to their increased energy levels and the need for more frequent driving. In addition to liability coverage, some teen car insurance policies may also offer additional benefits such as collision damage waiver protection, roadside assistance coverage, and roadside emergency services coverage.
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